# NPV Comparison ## Overview The **NPV Comparison** screen shows a side-by-side comparison of the original payment plan and the edited plan, with a calculated **Verdict** showing whether the edited plan is financially equivalent, better, or worse than the original. --- ## What You See The screen is divided into three panels:
PanelDescription
**Original Plan NPV**The NPV figures for the unedited template plan.
**Edited Plan NPV**The NPV figures for the plan after the salesman's adjustments.
**Verdict**The final assessment — whether the change is acceptable or results in a loss.
[![image.png](https://knowledge-base.profitcrm.net/uploads/images/gallery/2026-07/scaled-1680-/rMRimage.png)](https://knowledge-base.profitcrm.net/uploads/images/gallery/2026-07/rMRimage.png) ### NPV Figures (shown for both Original and Edited)
FieldDescription
**Nominal Total**The sum of all payments (should equal the unit price).
**NPV (Present Value)**The true value of all payments in today's money, calculated using the project's discount rate.
**Discount Loss**The difference between the Nominal Total and the NPV — represents the value lost due to the time value of money.
**Loss %**The discount loss as a percentage of the Nominal Total.
--- ## Detailed Row-by-Row Comparison Below the summary panels, a detailed table shows every installment with:
ColumnDescription
**\#**Installment number.
**Type**Payment type (e.g., down\_payment, quarterly, biannual, deliver).
**Amount (Original)**The original installment amount.
**Days (Original)**Days from the start date to this installment's due date.
**PV (Original)**Present value of this installment in the original plan.
**Amount (Edited)**The edited installment amount.
**Days (Edited)**Days from the start date in the edited plan.
**PV (Edited)**Present value of this installment in the edited plan.
**PV Change**The difference in present value between original and edited.
**Owner?**Indicates ownership or assignment of the installment.
--- ## The Verdict The Verdict panel shows the net result of all changes: - **No Change** — the edited plan has the same NPV as the original. - **NPV difference** — shown as a positive (gain) or negative (loss) amount in EGP. > 💡 A positive PV Change means the edited plan collects more value earlier — better for the company. A negative PV Change means payments were pushed later, reducing their present value — a loss.