NPV Configuration

Overview
NPV settings are configured at two levels — the Project level (inside Edit Project) and the Unit level (inside each unit's edit screen). Both levels also include settings on each Payment Plan individually. Together they define the financial rules that every NPV payment plan must comply with.
Project-Level Settings (Edit Project)
These settings apply to all units in the project and control the core NPV financial rules.
💡 For the Delivery Percentage Limit % check, the system determines the delivery date as follows: if the unit has its own Unit Delivery Date set, that date is used. If not, the system falls back to the Project Delivery Date. If both are set, the unit-level date takes priority.
Setting
Description
Delivery Percentage Limit %
The minimum percentage of the unit price that must be collected before the delivery date. Example: 50% means at least half the unit price must be paid before delivery.
Rate (NPV) %
The annual discount rate used to calculate the present value of future payments (the "r" in the NPV formula). Admin can update this at any time — existing saved plans keep their original rate; only new plans use the updated rate.
Max Payment Method Year (NPV)
The maximum number of years a payment plan can span.
⚠️ Changing the Rate (NPV) % only affects new plans going forward. For existing saved plans: if the unit has already been sold using that plan, the rate change has no effect on it. If the plan was saved but the unit has not yet been sold, it will be affected by the new rate.
Payment Plan Settings (inside each Project Payment Plan)
Each payment plan on the project also has its own setting:
Setting
Description
Minimum Down Payment Percentage %
The minimum down payment percentage required for this specific payment plan. The salesman cannot go below this value when building an NPV plan using this template.
Unit-Level Settings (Edit Unit)
These settings are specific to each individual unit and further restrict what a salesman can offer on that unit.
Setting
Description
Maximum Discount Limit (NPV) %
The maximum discount allowed on this unit's NPV plan. If the effective discount exceeds this limit, the plan fails the XNPV check.
Minimum Installment (NPV) %
The minimum size of any single installment as a percentage of the unit price. No installment can go below this value.
Payment Plan Settings (inside each Unit Payment Plan)
Each payment plan on the unit also has its own setting:
Setting
Description
Minimum Down Payment Percentage %
The minimum down payment percentage for this specific payment plan on this unit. Overrides the project-level plan setting if set.
💡 These unit-level limits work alongside the project-level settings — whichever is more restrictive applies.